As a community bank, United Community Bank is financially strong and well-positioned to serve our customers and communities. We are proud to be a Member FDIC, meaning your deposits are insured up to $250,000 of individual accounts and up to $500,000 for joint accounts (two owners). Joint account coverage is extended by $250,000 for each additional joint account owner.

As your trusted advisor, the team at United Community Bank is here to answer any questions you may have about your accounts. Please reach out to our staff at 701-839-3500.

What does FDIC insurance cover? The FDIC provides coverage to protect deposit accounts, including: checking, savings, money market deposit accounts and CDs.

Do I need to do anything to obtain FDIC insurance coverage? FDIC insurance coverage is automatic for all United Community Bank deposit accounts within the deposit limits listed above.

Where can I go for more information about FDIC insurance? More information about coverage can be found using the FDIC Electronic Deposit Insurance Estimator or by reaching out to our team at 701-839-3500.